FAQ
A: WPAM was started in 1997 by John Guy a former brokerage firm account executive who wanted a new business model: discretionary, Fee-Only money management.
A: Because we are Fee-Only financial planners, all conflicts of interest regarding
compensation are removed. We do not accept sales commissions; we work
solely for our clients. Because we do not sell financial products such as
investments and insurance, there are no third-party relationships or outside
influences to color our thinking and financial recommendations.
In addition, our firm is a Registered Investment Advisor (RIA); as such, we
must comply with a host of regulations designed to protect the consumer.
One important question you should always ask when considering a financial
planner’s services: ''May I please have a copy of your ADV Part II?'' This
document contains important information about the planner’s qualifications,
fiduciary duties, history of any past violations, etc. We would be happy to
send you a copy of our ADV Part II. Please contact us to request your copy.
A: Account aggregation is a process that nightly updates client liabilities, investment account balances and holdings into the financial plan. The data can be used to identify issues and services, and to provide alerts according to criteria agreed to by the client and the planner. Aggregation is a unique, web-based service to which clients individually subscribe.
Q: How secure is your wealth solution platform?
A: Our system in very secure. Please take a moment to watch this security video.